Many times a consumer/debtor simply needs to be reminded to take care of a debt before it escalates. This is what pre-collection is all about. We report to all three major credit bureaus (TransUnion, Equifax, and Experian). Reporting on credit reminds your consumer/debtor that they still owe the debt and that they have a chance to clear it up before it escalates. We will contact your debtors with a letter alerting them to the fact that their account remains past due and that they have a chance to settle the debt before it goes any further. This type of action is usually most effective if taken when an account is 30 to 60 days delinquent.
We customize our pre-collection efforts so that we adhere to all of your existing collections policies and try to help maintain a positive relationship between you and your customer.